Health and Welfare

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To help you stay on top of key benefit information and reporting deadlines for the coming year, the links below take you to online versions of our 2006 Benefit Basics Card and 2006 Reporting & Disclosure Calendar

We hope you will print these documents and keep them handy for easy reference throughout the year. Feel free to share them with your colleagues. If you have any questions about the information, please contact your local Towers Perrin consultant.


Health care costs continue to climb, and employers cannot rein in these costs by merely tweaking current programs. Read the latest research and the 2004 Health Care Consumerism Survey.

HR Services consultants can recommend a series of inter-related decisions that can be deployed now to deliver more cost-efficient health care benefits to employees over the next few years.

HR Services is known for developing leading-edge ideas and services that help clients:

  • minimize cost and volatility of health care expenses
  • enhance employee satisfaction and, thus, productivity
  • streamline administration
  • improve bottom-line results
  • balance cost management and employee relations objectives.

Solving complex health and welfare issues calls for benefit generalists and specialists with diverse skills and impressive array of expertise. Our health and welfare team of consultants include: actuaries and underwriters, physicians and other health clinicians, operational auditors, and health plan managers.

How We Can Help:

HR Services helps clients address the full range of health and welfare issues through supporting the three key elements of successful employee benefit programs: