Retirement

Service Offerings > Retirement

Our clients rely on us to help them address all kinds of challenging retirement issues. Contact us if you would like to speak with a HR Services retirement consultant about these or other issues facing your firm.

For instance, clients have asked:

• Our pension plan is over-funded. Is there a way we can use that money to pay for other employee benefits?

• I understand that there are some new provisions that improve opportunities for tax deduction of dividends paid on stock held in DC plans. How do I determine if these apply to us and, if so, if we should take advantage of them?
• Is there a way for us to reduce the cost of financing our benefits without changing any of the plan designs?
• The pension reforms passed this year affects disclosure requirements for DB and money purchase plans. How do I determine what, when and to whom we need to disclose?
• What do I need to know and do to implement the new DC plan changes contained in the new pension reforms? How can I align these plan changes with our strategic goals for benefits?
• How do I determine the effects of the new pension reforms on our executives’ retirement benefits?
• How do I determine if all of the aspects of our retirement plan — the benefits, the funding, the investments and the accounting — are aligned with our risk tolerance, our reward strategies and our overall business objectives?
• What do we need to consider if we want to offer a phased retirement program that would let employees still work here part-time after they start to receive their retirement benefits?