The Life Insurance Industry: Variable Annuities in the Current Economic Climate

The current market financial crisis is affecting every segment of the insurance market, in particular providers of variable annuities. The turbulent economy has already caused significant declines in equity funds, while the VIX has reached an all-time high.

This podcast explores some of the challenges facing variable annuity providers, including:

• How lower equity values are impacting future profitability
• When to expect to see the financial crisis influence the pricing of product guarantees
• The impact of higher hedging costs
• How reinsurers factor in
• C-3 Phase II risk-based capital.

Listen to the Podcast

  Or, read a transcript of this podcast

Hear more points-of-view from our insurance expert series.